It’s already the final post of this series; it’s gone so fast! I thought I would keep one of my best tips for last; keep track of your spending. Now, if you a listing fanatic like me, this might come natural to you. I love to make “to do” lists, to keep track of pretty much everything in my life with lists, including the money I spend. If you’re not anything like that, trust me on this; keeping note of how much you spend whilst travelling will help you stick to your budget.
When you write down how much you spend, you become more concious of it. You might realise that you’re spending too much on a certain thing, and you can then adjust accordingly. It’s up to you how you keep track of your spending. You could take note of everything you spend money on, but this can become tedious and you’re then more likely to stop doing it. Personally, I keep track of every time I use my debit card. Whether I use it to take money out of the ATM or to pay for something in a shop, I always write it down. To go along with this, I always keep a log of how much money I have in the bank, so that I can compare my spending with my income.
I just keep a list in my phone of my spending and account balances; I always have my phone on me so that way I am able to write it down as soon as I use my card. However, remember to never keep important bank details on your phone; don’t store things like your account number and CCV code on there. You can also keep track in a notebook or using a app. Find whichever way is most comfortable for you.
I know it might seem like a bit of hassle, but you’ll quickly make a habit of it. It’s really beneficial to be aware of your spending, and it can really make a difference in whether you stick to your trip budget or not.
And that’s it; this “7 Days, 7 Tips” topic is done! I hope you found it useful; let me know if you have any questions, suggestions on comments.